Free Identity Fraud Expense Coverage

For your peace of mind, NexTier Bank provides you with free ID Fraud Expense Coverage* as an added insurance benefit. Nextier’s Gold Plus accounts include fraud recovery insurance. Although we hope that none of our customers will need to take advantage of this policy, we are pleased to provide insurance for the following checking accounts: Gold and Gold Plus, NexTier@WORK Professional, Executive and Executive with Sweep.

Policy: $10,000 coverage with a $250 deductible

Underwritten by: St. Paul Travelers

Who is covered: Primary checking account holder (only) if joint account

For your security, we caution you to:

• Keep your personal information safe.
• Use caution when providing your information on the Internet.
• Properly shred and destroy printed materials with private information such as social security, account and credit card numbers prior to discarding.

Please see Certificate of Insurance for the ID Fraud Expense Coverage Master Policy for details on coverage.

*Insurance Products are not FDIC insured.