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Cash Management Services

NexTier’s Cash Management products can help cut your expenses, increase income, save time and help you achieve your business goals. We offer:

NexTier Cash Manager provides comprehensive business banking products and services to customers using a single platform, suitable for businesses of all sizes. Our Cash Manager functionality includes:

  • Wires
  • Multiple Security Levels
  • Real-time host inquiries
  • Reporting
  • Transfers
  • Stop payments
  • Bill Pay and Quicken and QuickBooks interfaces

ACH Services

NexTier automatic payments save business customers time and money. Think of all the possibilities, such as managing the billing and collection of routine payments without paper and the elimination of check preparation, storage and retrieval costs. Automatic payment gives you the ability to maintain greater control over your funds.

ACH benefits include:

  • Direct deposit of payroll and expenses
  • Pre-authorized payment of dues, subscriptions and fees
  • State tax payments

For more information regarding  National Automated Clearing House Association (NACHA), click here or visit www.achrulesonline.org.

Account Reconciliation

NexTier automates and streamlines account reconciliation through the delivery of timely data. This reduces administrative time and processing costs, which results in improved management control and information reporting.

EPA (Electronic Payment Authorization)

EPA - Electronic Payment Authorization enables customer to instruct NexTier which electronic ACH items are authorized to be paid. It can be restricted by ACH debit, ACH credit, payee and amount.

Customized Account Structure

Customized accounts are the cornerstone of your banking relationship with NexTier, and we provide many options to suit your individual needs. Here are a few:

  • Business Alliance
  • Business Alliance Plus
  • Business Money Market
  • Business Alliance Analysis
  • Municipal Accounts


NexTier’s lockbox can help you manage your cash flow. Your receivables are sent directly to a P.O. Box and your pick up schedule is customizable to meet your needs. Funds are deposited to your account, giving you faster access to your available cash. A deposit report is based on your unique needs and report details can be transmitted the same day.

Positive Pay

NexTier knows that each time your company issues a check it exposes itself to possible fraudulent checking activity. That’s why we offer Positive Pay, which matches your check issued file with checks presented for payment for a pay/no-pay decision.


NexTier Remote Deposit

Your money can work smarter for you with NexTier Remote Deposit. It is a quick way for businesses to turn check deposits into cash. A desktop scanner connected to a PC and the Internet enables you to scan checks received from customers and issue deposits electronically, around the clock. Your funds, especially those with large dollar amounts, are deposited into your account sooner since electronic deposits typically take two days to process.

NexTier Remote Deposit also offers multiple levels of security. You can consolidate funds from multiple business locations into one bank, reducing check fraud since faster check clearing allows you to act sooner on returned checks. You also will save money and time preparing deposits electronically.


Sweep Accounts

With a NexTier Sweep Account, excess funds will automatically “sweep” to an investment account of your choosing and remain there until they are needed to cover checks presented against your account.*

Zero Balance Account

NexTier’s Zero Balance Accounts automatically concentrate daily deposit and disbursement activities from an auxiliary account into a master account. This helps you to achieve maximum use of your business’ funds by eliminating the need to carry a balance in accounts such as payroll.

* Federated Funds are not FDIC insured.

Securities offered through LPL Financial, Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. NexTier Bank and NexTier Wealth Management are not registered brokers/dealers and are not affiliated with LPL Financial.

Not FDIC Insured. Not Bank Guaranteed. May Lose Value. Not Guaranteed by any Government Agency. Not a Bank Deposit

The LPL Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AZ, CO, FL, GA, IL, MD, MO, NC, NH, NY, OH, PA, SC, TX, VA, WV.

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