NexTier > Personal Banking > NexTier@WORK Product Comparison
 
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PRODUCT COMPARISON NexTier@Work
Professional		 NexTier@Work
Executive		 NexTier@Work
Executive Sweep
Checking Free Checking with direct deposit Interest Checking Interest checking with Sweep feature to Federated Money Market account w/checking balances greater than $15,000.1
Balance Requirement to avoid monthly service fee $7.00 monthly fee without direct deposit. $10,000 average monthly balance combined relationship (deposits, CDs, loans) waives a $10 monthly fee $10,000 average monthly checking balance waives a $15 monthly fee. $15,000 to take advantage of the sweep
Overdraft Protection Options $5 transfer fee per transaction from deposit account or line of credit.(If choosing Bounce Protection program $30 standard fee applies) Choice of Bounce/MM/line of credit. (If individual selects Bounce Protection Program, a $30 standard fee applies.) $5 transfer fee per transaction from deposit account or line of credit. Not Available
Checks Free first order of NexTier logo checks Free NexTier logo checks Free NexTier logo checks
Check Card Free Check Card - Limit 2 Free Check Card - Limit 2 Free Check Card - Limit 2
ATMs Free, Unlimited ATM access at more than 580 Freedom ATM Alliance locations2 Free, Unlimited ATM access3 Free, Unlimited ATM access3
24/7 Telephone Banking Free Telephone Banking Free Telephone Banking Free Telephone Banking
Web Banking Free Web Banking Free Web Banking Free Web Banking
Bill Payment Free Web Bill Payment Free Web Bill Payment Free Web Bill Payment
Loan Discounts No closing costs and loan special offers4 No closing costs and .25% HE loan discount with auto deduct4 No closing costs and .25% HE loan discount with auto deduct4
CD Rates CD Special offers .25% increase on CD rates (other offers may not apply) .25% increase on CD rates (other offers may not apply)
Insurance Free Insurance Consultation and coverage quotes5 Free Insurance Consultation and coverage quotes5 Free Insurance Consultation and coverage quotes5
Identity Theft Insurance $10,000/$250 deductible coverage for primary account holder $10,000/$250 deductible coverage for primary account holder $10,000/$250 deductible coverage for primary account holder
Mortgages $300 discount on Mortgage closing costs6 $300 discount on Mortgage closing costs6 $300 discount on Mortgage closing costs6
Savings & MM accounts 1 Free Savings or Money Market Account (no balance required or monthly service fee, other fees may apply) 2 Free Savings or Money Market Accounts (no balance required or monthly service fee, other fees may apply) 2 Free Savings or Money Market Accounts (no balance required or monthly service fee, other fees may apply)
Children Saving Accounts (for children under 18 years of age) Free Savings Account for the children in your life Free Savings Account for the children in your life Free Savings Account for the children in your life
Safe Deposit box Free Small Safe deposit box or 25% discount on other size Free Small Safe deposit box or 25% discount on other size Free Small Safe deposit box or 25% discount on other size
Cahiers Checks, Travelers Checks No Service Charge No Service Charge No Service Charge
Wealth Management Financial Planning consultation* Personal Wealth Advisor* Personal Wealth Advisor*
Personal Banker by Phone Your Personal Banker is a phone call away at 1-866-549-WORK Your Personal Banker is a phone call away at 1-866-549-WORK Your Personal Banker is a phone call away at 1-866-549-WORK
Credit Card Choice of Credit Rewards program, no annual fee7 Choice of Credit Rewards program, no annual fee7 Choice of Credit Rewards program, no annual fee7
ATM/POS LIMITS $500 Cash withdrawal, $500 stand in, $1,500 POS $1,000/$1,000/$3,000 $1,000/$1,000/$3,000
Bounce Protection Limit If selected for overdraft / $750 overdraft limit8 If selected for overdraft / $1,500 overdraft limit8 If selected for overdraft / $1,500 overdraft limit8

1 Money Market Investment Account is not FDIC Insured and may lose value.
2 Fees at other ATMs may apply.
3 Available with select checking accounts (Gold Plus, NexTier @Work Executive and Executive with Sweep, Preferred and all business checking accounts. Transaction fee charged by other providers is credited to your account within 1-2 business days. Non ATM transaction fees, overdraft charges, currency exchange fees may be incurred and are not refundable. Speak to a representative or see consumer regulatory disclosures provided at the time of account opening.
4 Loans, credit cards and mortgages are subject to credit approval.
5 Insurance products are not FDIC insured.
6 May not be combined with other offers.
7 Loans, credit cards and mortgages are subject to credit approval.
8 $30 fee applies for use.

 
*Securities are offered by, and Financial Advisors are registered with UVEST Financial Services. Member NASD SIPC, UVEST and NexTier are independent entities.
Not FDIC Insured
Not Bank Guaranteed
May Lose Value
Not Guaranteed by any Government Agency
Not a Bank Deposit
   


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